April 27, 2015

What are Statutory Accident Benefits?

Statutory Accident Benefits are “no fault” benefits available to you from your own insurer when you are involved in a car crash. This means that no matter who was at fault in the collision, your own insurer must pay for goods, services and other benefits provided for by the insurance policy that you need because of the collision. These benefits may include, but are not limited to, income replacement benefits, caregiver benefits, non-earner benefits, medical and rehabilitation benefits, attendant care, housekeeping and home maintenance, and other expenses incurred for damaged clothing or visitor’s expenses when you are in hospital. The type and amount of benefits that may be available to you will depend on whether your injury fits certain legally defined injury categories and whether you purchased optional insurance coverage before the accident.

If you have any additional questions, please feel free to contact us.